Insured by NCUA
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NMLS ID # 506373
生活 happens. That’s why Patelco offers a wide range of insurance options to help you recover quickly when the unexpected occurs.
Can limit your vehicle repair costs and provide rental car reimbursement and emergency roadside service.
Feel confident that your family and loved ones will be cared for financially.
Reduce or eliminate the “gap” between what your vehicle insurance will pay and how much you owe on your loan if your vehicle is deemed a total loss.
取消s your loan payments or loan balance, up to contract maximums, if you become unemployed, disabled or pass away.
Safeguard your ride – available for autos, trucks, RVs, and motorcycles.
No-cost $2,000 AD&D policy available to Patelco members in the event of a covered accident or event.
Can limit your vehicle repair costs and provide rental car reimbursement and emergency roadside service.
$2,000 free policy for Patelco members, no medical or health questions required.
Can reduce or eliminate the gap between what your insurance pays and what you owe on your loan if your vehicle is deemed a total loss.
Protection for credit cards, auto loans, and personal loans in the event of unemployment, disability, or death.
整个 and Term 生活 options provide affordable coverage to protect your family and loved ones.
Connect with us and find the right insurance option that fits your needs.
Accidental Death & Dismemberment insurance pays a cash benefit if you die in a covered accident. It also pays benefits for covered injuries caused by an accident, including loss of 眼睛sight, 听力, or speech, or the loss of a hand, 脚, 眼睛, thumb or index finger. You can use this money to cover any expenses you have while you focus on recovery.
Coverage depends on many variables. 简单的 schedule a Zoom appointment or visit one of our local branches to learn more about our insurance options.
Typically, 整个 生活 offers lifetime coverage that can help pay for final expenses and may include a cash value component that you can tap into during your lifetime. Term 生活 provides a guaranteed death benefit for a predetermined number of years. There is generally not a savings component to Term 生活 policies.
Mechanical Breakdown Insurance (MBI) limits your vehicle repair costs and can provide you with rental car reimbursement and emergency roadside service. There are no out-of-pocket expenses (after any deductible), and you can have your vehicle serviced at any authorized repair facility in the US or Canada.
1 Mechanical Repair Coverage is Mechanical Breakdown Insurance in CA underwritten by Virginia Surety Company 公司. In all other states, Mechanical Repair Coverage is a service contract provided and administered by Consumer Program Administrators, 公司. except in New Hampshire, where coverage is provided and administered by Consumer Program Administrators, 公司. dba Consumer Warranty Program Administrators, 在TX, where coverage is provided and administered by Consumer Program Administrators, 公司. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by 汽车motive Warranty Services of Florida, 公司. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product 车e Company and administered by Consumer Program Administrators, 公司., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1.800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, 公司.
2 TruStage insurance is underwritten by CMFG 生活 Insurance Company, a company that’s consistently rated ‘A’ (Excellent) for financial stability by AM Best.
3 Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (差距), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for 差距. You should carefully read the contract for a full explanation of the terms. If you choose 差距, adding the 差距 fee to your loan amount will increase the cost of 差距. You may cancel 差距 at any time. If you cancel 差距 within 90 days, you will receive a full refund of any fee paid. MRC-3628239.1-0621-0723, 差距-3628235.1-0621, DP-3628229.1-0621-0723
4 Your purchase of Payment Protection with 生活 + is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of 债务 Protection with 生活 +. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
5 TruStage 汽车 Insurance Program is made available through TruStage Insurance Agency, LLC. Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates.175 Berkeley Street, Boston, MA 02116 USA. Equal Housing Insurer. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. ©2022 Liberty Mutual Insurance.
6 TruStage® Accidental Death and Dismemberment insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG 生活 Insurance Company, PO Box 61, Waverly IA 50677-0061. This insurance is not federally insured or guaranteed or sold by your credit union. Be sure to understand the complete details of coverage, including any exclusions and limitations. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency. ©TruStage Insurance Agency. Base policy no.’s E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL. Product availability and features may vary by state. GEN-5367262.1-1222-0224
Insurance products are not deposits of Patelco 信贷 Union and are not insured by the NCUA. They are not guaranteed by Patelco 信贷 Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Patelco 信贷 Union need not be purchased from Patelco Insurance Services and may be purchased from an agent or an insurance company of the member’s choice. Patelco Insurance Services is a subsidiary of Patelco 信贷 Union. Insurance products are offered are by Patelco Insurance Services, a California insurance agency (License #0C97544). Any complaints may be filed with the California Department of Insurance, insurance.ca.政府.
Insured by NCUA
|
NMLS ID # 506373
